Legal Disclaimer

Delos Financial Limited and its subsidiaries (collectively, “Delos”) are independent legal entities, each duly incorporated in its respective jurisdiction. The principal operating addresses for these entities are:

• Canada: Delos Financial LTD, 255 5 Ave SW, Calgary, AB T2P 3G6

• United Kingdom: Delos Financial Limited, Formal House, 60 St. Georges Place, Cheltenham, Gloucestershire, England, GL50 3PN

• Greece: Delos Financial ΜΟΝΟΠΡΟΣΩΠΗ A.Ε., Leof. El. Venizelou 238, Kallithea 176 75, Athens, Attica

Delos provides financial technology platform services exclusively through contractual relationships with partner banks, custodians, and other financial institutions. Customer funds and assets are held directly by these partners, and Delos does not accept custody of, nor is it responsible for, such assets unless stated otherwise. Delos is under no obligation to proactively inform customers of this arrangement, though customers are free to inquire about the status or holding of their assets at any time.

Delos makes no representations or warranties, express or implied, regarding the security, performance, or solvency of any partner institution. Under no circumstances shall Delos, its officers, directors, employees, or affiliates be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of its services or from any actions or omissions of its partners.

By accessing or using any Delos services, you acknowledge that you have read, understood, and agree to this disclaimer in its entirety. If you do not agree with the terms set forth above, please do not use Delos’s services.